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Debt consolidation community: 106,000+ people already helped for free


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Technorati Tags: , , , , , , , , , , ]]> Fri, 22 Feb 2008 12:03:17 GMT Compare Credit Card Debt Consolidation Loans Online. Bad Credit Debt http://bestconsolidationstudentloan.com/bad-credit-debt-consolidation/compare-credit-card-debt-consolidation-loans.html more



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Technorati Tags: , , , , , , , , , , ]]> Fri, 22 Feb 2008 12:03:17 GMT Free Debt Consolidation Advice - Some Tips To Stay Out Of Debt - American Chronicle http://bestconsolidationstudentloan.com/bad-credit-debt-consolidation/free-debt-consolidation-advice-some-tips.html

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Free Debt Consolidation Advice - Some Tips To Stay Out Of Debt
American Chronicle, CA - 23 hours ago
If you cannot exercise control over your future spending habits, then not even the best firms in the industry that offers bad credit debt consolidation ...
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Technorati Tags: , , , , , , , , , , , ]]> Wed, 13 Feb 2008 09:40:40 GMT Equity Can Save You From Bad Credit - American Chronicle http://bestconsolidationstudentloan.com/bad-credit-debt-consolidation/equity-can-save-you-from-bad-credit-american.html

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American Chronicle, CA - 16 minutes ago
Also at her site Bad Credit Financial Experts there are plenty of useful articles can be found with more professional advice on the financial field.


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Equity Can Save You From Bad Credit
American Chronicle, CA - Feb 11, 2008
If you use the money to exchange expensive debt like credit card balances , pay day loans, cash advances, store card balances, etc. with the inexpensive ...
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Technorati Tags: , , , , , , , , , ]]> Wed, 13 Feb 2008 09:40:40 GMT How a consolidation loan could help you - UK Loan News http://bestconsolidationstudentloan.com/bad-credit-debt-consolidation/how-a-consolidation-loan-could-help-you.html

The Sun
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UK Loan News, UK - Feb 10, 2008
You may end up with bad credit because your debts get on top of you and result in you making regular late payments or even missing payments altogether. ...
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Bad Credit Debt Consolidation - Get Out Of Your Debt Now
American Chronicle, CA - Jan 18, 2008
By Asheesh Mani Bad credit debt consolidation is the answer to all your financial related problems. So, get in touch with a loan consolidation company and ...
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Technorati Tags: , , , , , , ]]> Wed, 13 Feb 2008 09:40:40 GMT Now Available Bad Credit Consolidated Loan - American Chronicle http://bestconsolidationstudentloan.com/bad-credit-debt-consolidation/now-available-bad-credit-consolidated-loan.html

Debt Consolidation Credit Help – A Ray Of Hope
American Chronicle, CA - Jan 18, 2008
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American Chronicle, CA - Jan 17, 2008
A bad credit debt consolidation loan is perhaps the only option when debts get out of hand. It´s good that loan providers now offer this service. ...
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Technorati Tags: , , ]]> Tue, 12 Feb 2008 03:16:19 GMT Open Question: What is the difference between debt consolidation & debt counseling & anything else of ths sort & whch is best http://bestconsolidationstudentloan.com/bad-credit-debt-consolidation/is-difference-between-debt-consolidation.html

Open Question: What is the difference between debt consolidation & debt counseling & anything else of ths sort & whch is best


Starting off w/Christmas gifts one year, then having to move & needing money to do that & money to buy things needed, then buying things I needed for my & my mother's health, etc...is how it started & has since escalated. I started getting credit card & at first, payments weren't so bad. I started buying groceries w/the CC's, when we were low on money & now it's all crept up on me. "Introductory offers" are now expiring & the "no payment for 90 days" offers are up. So now my payments are doubling! I thought my income tax could help, but I discovered my job had been taking out the wrong # of exemptions on me ALL year, so I'm not getting but a couple hundred dollars back (I had 2 chng jobs, making less money, never had a problem b4 & honestly, never looked @ check stubs 2 notice earlier). So I chngd my W4, nw my chks r gng 2 be even LESS! HELP! I need 2 do something. What route is BEST? & how can I find the Best help, for which ever option is best? Thanks!

Technorati Tags: , , , , , , , , , , , , , , , , ]]> Mon, 28 Jan 2008 11:58:23 GMT Open Question: Paying off past Debt? http://bestconsolidationstudentloan.com/bad-credit-debt-consolidation/paying-off-past-debt.html.html i dont need debt consolidation or money advice and budgeting service as im in full time employ and only have 2 major bills monthly. can anyone advise?
and please no replies that start with, "im mr so and so from so and so financial institution", and u need me to lodge E350 in ur bank account to give me loan, as ive had 3 mails that originated in nigeria etc!
i might want a loan, but ive not lost use lost my faculties!

Open Question: I need a Debit consolidation loan with no collateral and bad credit where do I look?


I am a single mom and trying desperately to get back into college, but before I can get any financial aid I have to settle my debts and I've found no one to help. All of the places I've gone want collateral, a house, or good credit. and what makes it even worse is that I'm not working right now and my parrents are haveing to help me out. If I could just find someone who would loan me $ 35,000 and accept $300 a mth in payments I could finally get on my feet. My Mom and Dad get about $1,300 in disability every month and could afford to help me with that instead of paying out the $758 a month that they do now. I can't get a job and be a full time studant but I could get a part time job and afford $300, is there anyone out there that could help me? I'll do anything to get out of this fix!!!

Open Question: Paying off past Debt?


My husband and I have bad credit, we've been married for 6 months, and its from before we were married. We have 6,000 in savings and want to use it to pay off old debts. We dont know how much exactly we owe but are thinking its about that much. Theyre mostly past due accounts, and on my credit report it says purchased by another lender. How do we go about paying this old debt. Can we pay directly to the original lender or go through debt consolidation?

Technorati Tags: , , , , , , ]]> Mon, 28 Jan 2008 11:58:23 GMT Voting Question: I need help (questions about) getting out of DEBT! Please help :(? http://bestconsolidationstudentloan.com/bad-credit-debt-consolidation/voting-i-need-help-questions-about-getting.html
My debt is not large .. its only at 3500.00 but I am a stay at home mom and on a tight budget. I want to get a consolidation loan however with out a paycheck coming in, in my name .. no one will give me a loan. Any suggestions???

After paying my bills (rent, lights, cable, car loan, husbands cc and saving some "for a rainy day") I have a spare of 200.00 every month ... and I also sell on ebay here and there.

I am getting collection calls .. but everyone wants it in full or a higher amount that I could afford monthly and is not willing to help me. My husband is a police officer that shifts change every month .. one month he works mornings, next month he works afternoons, and the next month he works midnight .. so me getting a part time job is out of the question :(

And day care where I live is beyond control .. my whole pay check would go to them. Can't sell the car .. my husband use it for work .. here where I live you use your own cars for police work. Don't have any more credit cards ... I can't gete approve for NOTHING at all :*(

Voting Question: I need help (questions about) getting out of DEBT! Please help :(?


I am now currently 22 1/2 years of age .. Been working since 15 years old .. At 18 I got crazy and got 3 department store credit cards which we all know is the WORST!! At the time I didn't think credit was important .. I got a car and paid that instead of my credit cards .. now I'm stuck!!

My debt is not large .. its only at 3500.00 but I am a stay at home mom and on a tight budget. I want to get a consolidation loan however with out a paycheck coming in, in my name .. no one will give me a loan. Any suggestions???

After paying my bills (rent, lights, cable, car loan, husbands cc and saving some "for a rainy day") I have a spare of 200.00 every month ... and I also sell on ebay here and there.

I am getting collection calls .. but everyone wants it in full or a higher amount that I could afford monthly and is not willing to help me. My husband is a police officer that shifts change every month .. one month he works mornings, next month he works afternoons, and the next month he works midnight .. so me getting a part time job is out of the question :(

And day care where I live is beyond control .. my whole pay check would go to them. Can't sell the car .. my husband use it for work .. here where I live you use your own cars for police work. Don't have any more credit cards ... I can't gete approve for NOTHING at all :*(

Technorati Tags: , , , , , , , , , , , ]]> Mon, 28 Jan 2008 11:58:23 GMT Voting Question: Debt Payoff? http://bestconsolidationstudentloan.com/bad-credit-debt-consolidation/voting-debt-payoff.html.html more...



Voting Question: debt consolidation?


i understand that Debt consolidation involves making your credit bad until the debt is paid but if banks are offering debt consolidation loans but won't let you get one if you don't have enough collateral Are there other alternatives other than HOme equity or debt consolidation and bankruptcy. I have good credit just alot of it and I'd like to get it into one place and make monthly payments without ruining my credit.

Voting Question: Debt Payoff?


My fiance and I have about $50000 in combined debt. The debt consists of credit card debt, medical bills, and simial accounts. We currently live paycheck to paycheck. How can we go about paying off the debts? I have a spreadsheet that I have created listing the debts, interest rates, and what not. I am not sure if it is a good thing or a bad thing that everything is between 3 and 4 years old and in collections. We would like to have the debt payed off before we get married and would like to be able to look into purchasing some property in the Spring of next year. Any suggestions would be greatly appreciated. We do not want to have to turn to any kind fof debt consolidation, we would like to do it ourselves for so many reasons. I guess what I am looking for is how best to contact the ceditors. Is it best to talk to them over the phone or in writing? How like likely is it that they would be willing to negotiatiate with me and come to some sort of settlement amount? Is there somewhere on line that I can find sample letters that have worked for others to settle debts?

Technorati Tags: , , , , ]]> Mon, 28 Jan 2008 11:58:23 GMT Resolved Question: Do those credit consolidation companys hurt your credit? http://bestconsolidationstudentloan.com/bad-credit-debt-consolidation/resolved-do-those-credit-consolidation-companys.html Also, what happens if I get sent to court???

Resolved Question: Can you consolidate credit debt more than once?


In the past, I have used a credit consolidation group to get rid of credit debt. Which worked... until I went and got a few more credit cards. Stupid, I know - BELIEVE me, I know. However, I know I am now really ready to end my cc use for good... I'm in a much better place financially and I just need to get rid of the debt so I can get on with my life. Will a consolidation group let me do this again? And, if so, would it look permanently bad on my credit that I did this twice? Or are there other things about doing this again that a consolidation group would likely not tell me?
Please no lectures about credit cards - I realize all too well what I have gotten myself into. I just need the facts from someone who really knows what they are talking about. Thank you. :)

Resolved Question: Do those credit consolidation companys hurt your credit?


I would like to use a credit consolidation of some sort to get my creditors to work with me to pay down my debt. I know in the long run, my credit will improve because the debts will be paid, but I don't want it to look bad during the repair period. Any tips or information? Thanks in advance! Does anyone have one of these companies they would reccomend in Arizona?

Technorati Tags: , , , , , , , , , ]]> Mon, 28 Jan 2008 11:58:23 GMT Resolved Question: Is debt consolidation as bad as a collection? http://bestconsolidationstudentloan.com/bad-credit-debt-consolidation/resolved-is-debt-consolidation-as-bad-as.html
Thanks,
Rainstorm

Resolved Question: where can I get a Gold collateral personal loan with a bad credit here in Canada?


I have bad Credit but I wanna start all over again and repair my credit, and I don't want to do debt consolidation, I just want a personal loan for $8000, but I was thinking of offering all the gold that I have as a collateral so lenders would trust more I don't want to sell my jewelery because they mean a lot to me, the gold that I have is worth about $12000-$15000 (I already got an estimate for it from a gold and diamond store) so does anyone know where can I get a gold collateral loan other than pawnshops and scamers?? (please no rude comments)

Resolved Question: Is debt consolidation as bad as a collection?


I am $12,000 in debt(4 different cards), with interest rates as high as 30%..If I continue to pay even just the minimum payments, I am going to be broke. I have never had a 30 day late payment, and can't stand the thought of it. I do have an auto loan on my credit report, that will not default. Even with credit collections, will having that current account help? I am 21, so i know it will all be gone by the time I am trying to buy a house, etc. But I am worried I won't be able to get an apartment, another car loan, etc. Should i turn to credit consolidation or debt settlement? Or would that be just as bad as letting the accounts charge off? Any suggestions?

Technorati Tags: , , , , , , ]]> Mon, 28 Jan 2008 11:58:23 GMT Resolved Question: Getting out of Bad Credit. Getting a loan to pay off my debt and just focus on that one laon? Is it possible? http://bestconsolidationstudentloan.com/bad-credit-debt-consolidation/resolved-getting-out-of-bad-credit.-getting.html
Now its not like ive been ignoring my debt... infact ive been trying to pay it all off but it takes time and deciding who gets money is a tough call and it always seems if i make one company happy i piss off another one...

anyway i think my best option would be to consolidate these debts so I can make just one payment a month and keep everyone happy... however with bad credit no debt consolidation places will lend me money (why would you need a debt loan if u have good credit?)

there has to be someone out there who will take the chance and help me out? any ideas??

Resolved Question: Getting out of Bad Credit. Getting a loan to pay off my debt and just focus on that one laon? Is it possible?


So I think I'm not quite in debt like some people I've heard talk about themselves being $10,000 or more in debt. I'm approximately $3,400 in debt to 2 credit cards, 1 apartment for damages after we moved out, 1 for Directv, 1 for my cell phone, and I owe my local preist about $350. At t he time I was going through such a financial mayhem and I wasn't able to pay any of my bills. I was doing fine with everything until I quit school, the money stop coming and my job wasn't enough. Does anyone know how to get out of debt. I have a job now but I'm so busy paying for my current bills, my 2 stepson's tuition, my college tuition, & my daughter's needs. I'm no one to complain of my husband because he's a full time student and full time father to the children while I'm the financial supporter and part time student. I think my husband getting a job would help but then again I strongly support his education. I heard that debt consolidation is only going to worsen things and I'm avoiding that. ??

Technorati Tags: , , , , , , , , , , , , , , , , , , ]]> Mon, 28 Jan 2008 11:58:23 GMT Resolved Question: Is credit/debt consolidation a scam? The commercials always sound so stereotypical scam like. Do they work? http://bestconsolidationstudentloan.com/bad-credit-debt-consolidation/resolved-is-credit-debt-consolidation-a.html

Resolved Question: Debt consolidation or not?


I am having a hard time choosing between solution to my debt problem. i have around $8000 in credit card debts right now. All of them are in collection agencies now and I have no means in paying all of them and all are delinquent too. I've been thinking of doing a debt program. I've been looking around and have seen debt consolidation programs, debt settlement programs, consumer credit counseling, credit counseling agencies and debt management plan... and I have a feeling there are more I don't know of. My question is which one would be the best option. By now I know my credit is bad and I have nothing to put into collateral. I'm not really comfortable in doing anything online because I want to see and talk to someone face to face. What are the fees involved in the programs? Do you have to pay them monthly too? I just need all the information I can get right now.

Resolved Question: Is credit/debt consolidation a scam? The commercials always sound so stereotypical scam like. Do they work?


I always hear commercials on tv/radio about debt consolidation and such, and they always sound so shady and scammy.

I have about $10 in a decades worth of bills, including a credit card, utilities, etc (i was bad with my money when i finished high school) and i wanna know if these "not for profit" companies that are offering these services are worth it? I dont understand either why they're not for profit, that makes it sounds even shadier. Are these owned and controlled by credit companies to get their money back or what?

Any one have experience with this?

Technorati Tags: , , , , , , , , , , , , , , , ]]> Mon, 28 Jan 2008 11:58:23 GMT Voting Question: Debt cosolidation? http://bestconsolidationstudentloan.com/bad-credit-debt-consolidation/voting-debt-cosolidation.html.html

Resolved Question: Loan debt score of 599?


I need a debt consolidation loan. my credit score is 599. where can i get a loan to pay off all my bills and just have one payment. i tried the places like care one credit. the ones that that my money. had a bad experience (they never paid them and i got into more debt by it) so where can i get a loan

Resolved Question: Bad Credit Debt Consolidation?


What are good options for debt consolidation if your credit's bad?
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Voting Question: Debt cosolidation?


Is debt consolidation a scam? It's hard for me to pay off alot of my credit card bills, Im a recent college grad not making alot of money and I had put alot of tuition on my cards. They have huge interest rates. So I called a debt consolidation agency, saying they would knock off interest rates and I would only have to pay 55% of what I owe. I set up a payment plan with them which sounds great. But then a few people said they could lie to me and it could be bad for my credit. Anyone have any experience with this?

Technorati Tags: , , , , ]]> Mon, 28 Jan 2008 11:58:23 GMT