Resolved Question: Can you consolidate credit debt more than once?

So I added up my total debt today and its about $9,500. 6,000 of it credit cards. Im 24 and wanting to finally start my life - get married, move out of my parents, build up a savings. And I want to consolidate my debt. Would you recommend going through a consolidation company such as CCCS, or going thru my bank for a loan to pay it all off so Im making one payment a month to the bank? (Im not sure I'll be able to get a loan by myself and Im NOT asking my parents, its not an option) Or any other solutions/helpful hints? Thanks!

Resolved Question: Debt Consolidation?

I am trying to get rid of my high interest credit cards. The only way I can do is either get a personal loan with a lower interest and pay off the cards with them or go to some credit counseling service. I am not a big fan of counseling services who'd dictate terms to me and take over my personal finances. I have looked into some personal loans from banks and I am thinking with what I can afford I should be debt free in less than 3 or somewhat years. But depends on how much money the banks are willing to offer and what interest rate. But then my credit history is not great at all. So I am kind of stuck as to what I should be going with. Counseling services or personal loans from banks. Thanks

Resolved Question: Can you consolidate credit debt more than once?

In the past, I have used a credit consolidation group to get rid of credit debt. Which worked... until I went and got a few more credit cards. Stupid, I know - BELIEVE me, I know. However, I know I am now really ready to end my cc use for good... I'm in a much better place financially and I just need to get rid of the debt so I can get on with my life. Will a consolidation group let me do this again? And, if so, would it look permanently bad on my credit that I did this twice? Or are there other things about doing this again that a consolidation group would likely not tell me?
Please no lectures about credit cards - I realize all too well what I have gotten myself into. I just need the facts from someone who really knows what they are talking about. Thank you. :)

Technorati Tags: card debt consolidation, Resolved, Question, Can, you, consolidate, credit, debt, more, than, once