Open Question: student loan for a private school ?

I attend college as a full-time student, but I live at home. I am paying for 100% of my college tuition, which is about $10,000 a year PLUS I pay about $1,500 annually (in addition) for loan interest payments. Also, textbooks for college are about $600 annually. All loans are out in my name and all interest is being paid by myself.

My parents have been claiming me as a dependent throughout all of my college, although after paying over $12,000 a year in expenses for college, I feel like my expenses "trump" theirs. Yes, they house me and pay for food, but is that equivalent to $12,000?

We keep getting in arguments about it because they feel they should be able to claim me (because of "all they do for me") and I feel that because I pay so much (on my own) for college, I should be able to claim myself. Also, I need the money much more than they do...

What do you guys think? How much would I get back from the government of that $12,000? My annual income was only about $4,000. *Since freshman year, I have had 2 loans. One private (SELF loan) and one government (Ford Subsidized). Unfortunately, the government doesn't offer my much for my subsidized loan, so a majority of my money comes from the private. I do not pay interest on the Ford, but I pay about $400-450 quarterly. Annually, it's about $1,400 in interest **I pay 400-450 quarterly on the SELF

Open Question: My hubby and I have limited work history, can we get a home loan?

My husband and I found a home we LOVE! I don't mean we like it, we fell in love with this place. We are college students, with a little girl, he works full time. Financially, the credit union told us we could get the place. We have decent credit between the two of us and a 35% debt ratio. They said, not to try though because he's only been working for the past 6 months. Before that we were both full time students without jobs. What is the best way to go about getting a loan, without commiting fraud. Serious replies only please...

Open Question: student loan for a private school ?

so here's the thing. im going to a private vocational college on summer, and i'm worried about applying for a loan.

the school had just opened and they said they are currently not offering any financial assistance. does this mean that i can't apply for a loan??

i was thinking about getting sallie mae -- can i apply there??
or
do you know any student loan that is better than sallie mae?

thanks a lot =)

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