Resolved Question: I am a college student in debt 5000 dollars. Debt consolidation? Loan from the bank?

I would like to get a debt consolidation loan for my outstanding debt from closed credit cards, old utility bills, etc

I have student loans, but I would like to consolidate them separatley and not through another loan.

Also, I have an auto loan, would the loan be able to cover that as well?

Please, real answers, and no opinions/judgements.

Thank You.

Resolved Question: Is Debt consolidation a Smart move?

My husband and I are concern about our incomes. right now he started a job where he makes half of what he used to make before...I wonder If Debt consolidation is a good way out? I wonder what things can you consolidate? Credit cards, car payments, mortage, medical bills, student loans..things like that? Is it effective, Has anyone been unsuccessful?

Resolved Question: What do you do when you have too much debt?

i need help.... i am 22 years old i am trying to go back to school and i have like 12k in consumer debt that i cant make go away. My credit score is like a 600 and i cant get approved for a personal loan anywhere....i cant turn it into a consolidation company because my parents are co-signed on the two biggest debts i have. I dont know what to do. In order to keep my head above water i would need to work two full time jobs. I cant work two full time jobs and go to school full time as well. I just really dont know what to do... i need help. I need to figure out a way to pay it off fast. Does anyone know of any student loans that i could get that would allow me to pay them off? I dont have bad credit i dont have any late payments on anything that are on my credit so i really dont want to make it any worse than it already is. Someoen please help me find a solution. Thank you.