best consolidation student loan http://bestconsolidationstudentloan.com/consolidation-debt-loan-student/ about best consolidation student loan Fri, 22 Feb 2008 02:11:26 GMT Student Loan Consolidation: Consolidate Federal and Private Loans. http://bestconsolidationstudentloan.com/consolidation-debt-loan-student/student-loan-consolidation-consolidate.html more...



Private Student Loan Consolidation: Consolidate Alternative or


Private Student Loan Consolidation: consolidate alternative student loans, private student loans, or education-related credit card debt. Toll-free 1-866-496 ...more



Student Loan Consolidation: Consolidate Federal and Private Loans.


Offering student loan consolidation services for federal and private college student loans.
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Technorati Tags: , , , , , , , , ]]> Fri, 22 Feb 2008 02:11:26 GMT Debt consolidation community: 106,000+ people already helped for free http://bestconsolidationstudentloan.com/consolidation-debt-loan-student/post-4200070.html more...



Student Loans, Student Loan Consolidation - Consolidate College Loans with NextStudent


Offering student loans, federal student loan consolidation services, scholarship search engine, and information about FAFSA, Stafford loans, and Federal PLUS loans.
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Direct Consolidation Loans - Welcome!!!


U.S. Department of Education program under which borrowers can apply online for consolidation of their federally-insured student loan debt.
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Debt consolidation community: 106,000+ people already helped for free


Provides information about debt management, credit repair, creditors and collectors, identity theft, and more.
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Technorati Tags: , , , , , , , , , , ]]> Fri, 22 Feb 2008 02:11:26 GMT Debt consolidation - Wikipedia, the free encyclopedia http://bestconsolidationstudentloan.com/consolidation-debt-loan-student/debt-consolidation-wikipedia-free-encyclopedia.html more



Student Loan Consolidation - Federal and Private


Consolidating your federal student loans and your private student loans makes repayment easier and lowers your monthly payments.
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Debt consolidation - Wikipedia, the free encyclopedia


Online entry for debt consolidation, which entails taking out one loan to pay off many others. This is often done to secure a lower interest rate, secure a fixed interest rate, or for the convenience of servicing only one loan.

Technorati Tags: , , , , , , ]]> Fri, 22 Feb 2008 02:11:26 GMT Get rid of your Student Debt Faster: Government Student Loan ... - American Chronicle http://bestconsolidationstudentloan.com/consolidation-debt-loan-student/get-rid-of-your-student-debt-faster-government.html

Pittsburgh Post Gazette
Get rid of your Student Debt Faster: Government Student Loan ...
American Chronicle, CA - 8 hours ago
Another side benefit of Government Student Loan consolidation is that your financial life will become a lot easier. You won´t have to remember lots of due ...
Consolidating federal loans less appealing with fixed rates Pittsburgh Post Gazette
Private student loan scandal yields reforms Pittsburgh Post Gazette
Readers share student loan stories Pittsburgh Post Gazette
all 9 news articles
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Technorati Tags: , , , , , , , , , , , ]]> Thu, 14 Feb 2008 05:24:28 GMT Home Equity Loans, An Interesting Option - American Chronicle http://bestconsolidationstudentloan.com/consolidation-debt-loan-student/home-equity-loans-an-interesting-option.html

Best Syndication
Home Equity Loans, An Interesting Option
American Chronicle, CA - 8 hours ago
It is something like a personal loan, but for a greater amount, a longer payback term and a lower APR. Paying off credit card debt is one. ...
Equity Can Save You From Bad Credit American Chronicle
all 5 news articles
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Technorati Tags: , , , , , , , ]]> Thu, 14 Feb 2008 05:24:28 GMT Glossary of financial-aid terms - Pittsburgh Post Gazette http://bestconsolidationstudentloan.com/consolidation-debt-loan-student/glossary-of-financial-aid-terms-pittsburgh.html

Is Debt Consolidation Always To Your Advantage?
American Chronicle, CA - Feb 6, 2008
If debt and bills keep pilling up you may eventually have to make a decision. Whether that decision is to take a debt consolidation loan, contact a debt ...
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Glossary of financial-aid terms - Pittsburgh Post Gazette



Glossary of financial-aid terms
Pittsburgh Post Gazette, PA - Feb 11, 2008
Bankruptcy: Student loan debt is harder to discharge in bankruptcy court than other consumer debt. For federal and private student loans, borrowers must ...
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Technorati Tags: , , , , , , , ]]> Thu, 14 Feb 2008 05:24:28 GMT GAO Report: More Minority Students Attending Affordable Colleges - PR-USA.net (press release) http://bestconsolidationstudentloan.com/consolidation-debt-loan-student/gao-report-more-minority-students-attending.html

Best Syndication
A Shortcut to Debt Free Life
Best Syndication, CA - Feb 11, 2008
Then only, the expert offers information and suggestions for dealing with debt issues such as, credit card bills, past dues, taxes or student loan ...
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GAO Report: More Minority Students Attending Affordable Colleges - PR-USA.net (press release)



GAO Report: More Minority Students Attending Affordable Colleges
PR-USA.net (press release), Bulgaria - Feb 12, 2008
With student debt levels mounting for college students in general, enrollment in these less costly two-year public schools, where tuition hikes have been ...
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Technorati Tags: , , , , , , , , , , , , ]]> Thu, 14 Feb 2008 05:24:28 GMT Get Rid From All Worries With Student Loan Debt Consolidation - American Chronicle http://bestconsolidationstudentloan.com/consolidation-debt-loan-student/get-rid-from-all-worries-with-student-loan.html

PR Web (press release)
Starving Artist Wins $5000 in Student Loan Company Video Contest
PR Web (press release), WA - Feb 6, 2008
"We had a lot of fun with this contest and I think it showed people that student loans and student loan consolidation doesn't have to be intimidating. ...
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Get Rid From All Worries With Student Loan Debt Consolidation - American Chronicle



Get Rid From All Worries With Student Loan Debt Consolidation
American Chronicle, CA - Jan 15, 2008
Student loan debt consolidation has come all way long to free you from financial troubles. Are you finding it tough to meet both the ends? ...
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Technorati Tags: , , , , , , , , , , , , ]]> Thu, 14 Feb 2008 05:24:28 GMT How to Consolidate Student Debt to Save Thousands: Combined or ... - American Chronicle http://bestconsolidationstudentloan.com/consolidation-debt-loan-student/how-to-consolidate-student-debt-to-save.html

Credit crunch hurting students
The State, SC - Feb 5, 2008
Last month, for example, MRU Holdings’ MyRichUncle raised some rates on its private student loans, following College Loan Corp. and SLM Corp. ...
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How to Consolidate Student Debt to Save Thousands: Combined or ... - American Chronicle



How to Consolidate Student Debt to Save Thousands: Combined or ...
American Chronicle, CA - Jan 23, 2008
However, there is another benefit of student debt consolidation that can convince you of consolidating government student loans and private student loans ...
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Technorati Tags: , , , , , , , , , ]]> Thu, 14 Feb 2008 05:24:28 GMT Debt Consolidation http://bestconsolidationstudentloan.com/consolidation-debt-loan-student/debt-consolidation.html.html

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Technorati Tags: , , ]]> Tue, 12 Feb 2008 03:04:09 GMT Open Question: Can I do a debt consolidation (not including student loans)and still be able to get student loans for next yr? http://bestconsolidationstudentloan.com/consolidation-debt-loan-student/can-i-do-a-debt-consolidation-not-including.html Can you apply for a student loan after debt consolidation?
if you already have one loan, what if it's differed due to disability? How does this work?
At the time the first loan was taken out (it was for around 4,000 and it was to a school that was a scam, but they got away with itbecause they knew the ins and outs of pulling off their scam very well. . so I'm asking about applying for another loan / consolidation, not discussing the previous one.

Resolved Question: Student Loan payments are outrageous?


My husband has a 40k student loan that we have to start paying off next month. Our payments are over 500 a month ( i don't know how anyone is expected to save anything with that kind of payment). We have 10k of that money that we had in a CD that we will be paying back to try to bring down the amount. Is there any other FINANCIALLY SMART way to bring down the interest rates? I dont necessarily want to use one of those consolidation companies, bc it seems like a scam and i will be paying a lot more in the end. We are smart people with no other debts that just want to find the best way to handle these loans without falling into any traps.

Thanks for your advice. no where even close to a million, he works in a grocery store. He went to grad school and it is extremely expensive here.

Voting Question: Which is the best student loan consolidation for me?


I'm looking for a company that offers a low interest rate, yet affordable payments. Right now I'm about $70,000 in debt with student loans and my monthly bills come out to around $700.

Right now I only make $10.50/hr (work about 37 hours a week) and have been desperately trying to find a new job.

Which company offers the best package?

Open Question: Can I do a debt consolidation (not including student loans)and still be able to get student loans for next yr?



more...



Technorati Tags: , , , , , , , , , , , , , , , , , ]]> Mon, 28 Jan 2008 05:56:23 GMT Voting Question: Can you apply for a student loan after debt consolidation? http://bestconsolidationstudentloan.com/consolidation-debt-loan-student/voting-can-you-apply-a-student-loan-after.html Can you apply for a student loan after debt consolidation?
if you already have one loan, what if it's differed due to disability? How does this work?
At the time the first loan was taken out (it was for around 4,000 and it was to a school that was a scam, but they got away with itbecause they knew the ins and outs of pulling off their scam very well. . so I'm asking about applying for another loan / consolidation, not discussing the previous one.

Voting Question: Can you apply for a student loan after debt consolidation?


if you already have one loan, what if it's differed due to disability? How does this work?
Can you apply for a student loan after debt consolidation?
if you already have one loan, what if it's differed due to disability? How does this work?
At the time the first loan was taken out (it was for around 4,000 and it was to a school that was a scam, but they got away with itbecause they knew the ins and outs of pulling off their scam very well. . so I'm asking about applying for another loan / consolidation, not discussing the previous one.

Voting Question: Can you apply for a student loan after debt consolidation?


if you already have one loan, what if it's differed due to disability? How does this work?
Can you apply for a student loan after debt consolidation?
if you already have one loan, what if it's differed due to disability? How does this work?
At the time the first loan was taken out (it was for around 4,000 and it was to a school that was a scam, but they got away with itbecause they knew the ins and outs of pulling off their scam very well. . so I'm asking about applying for another loan / consolidation, not discussing the previous one.

Technorati Tags: , , , , , , , , , , , ]]> Mon, 28 Jan 2008 05:56:23 GMT Resolved Question: Student loan consolidation? http://bestconsolidationstudentloan.com/consolidation-debt-loan-student/resolved-student-loan-consolidation.html

Resolved Question: Who should I talk to about Financial Difficulties?


The short version: I've got considerable student load debt that I simply cannot afford the monthly payments on. I've tried all the usual ideas for fixing this, ie. forbearance, consolidation, etc. The bulk of my loans are through Sallie Mae and anytime you try calling them you talk to 15 different people who barely speak English and tell you 15 different things. I am very willing to repay these I simply can't afford it along with my consumer debt (which is in a debt management program), rent, other bills, etc.

What kind of professional should I talk to? An accountant? A banker? A lawyer? I need help and don't know where to turn.

Resolved Question: Student loan consolidation?


I applied for rates with 3 banks to get the best offer for student loan consolidation. About 60 days passed and I received a payment booklet from BofA. They had paid my student loans and began charging me at a higher rate than I had before. I never agreed nor signed a promise to pay or anything - just filled out an online application. What do I do now? They are on my credit report, they are charging me, I have not paid them anything. I don't want to as Chase offered me a better deal. I asked BofA to provide me proof that I owe this debt yet they have not. Its for over $30k. Since I never signed anything (just did the online application) do I really owe them anything?

Technorati Tags: , , , , , ]]> Mon, 28 Jan 2008 05:56:23 GMT Resolved Question: Has anyone used creative methods (other than getting second jobs) to pay off excessive student loan debt? http://bestconsolidationstudentloan.com/consolidation-debt-loan-student/resolved-has-anyone-used-creative-methods.html Jan 22
Feb 14
April 04

Now I dnt mind paying them back , But the interest rates are way High . I dn't know what was going on , because i don't know how to put this , but I was going thru a rough time during college. I had no friends , no social life and isolated. I was going through depression . Good thing I found out a year ago what had happened to me , So now I am trying to get my life straight starting with my credit/a job/ moving out and finally being debt free and following my intuitions.

The student loan thing doesn't seem to be helping much in my "being free" idea , because I called every one of these corporations ( Citi bank , Sallie Mae , and my federal loan consolidation company )
On average I would have to pay for 15-25 years before all this debt is being paid off. Do you have a similar situation or is mine really unique . I am trying to get a clearer picture because
most of my papers and applications were filled out by my parents_ and brother , which I hated , because they controlled my life , I was clueless of what was going on which now I am trying to get out of..

Resolved Question: Can you receive one loan for home purchase and debt consolidation?


I would lke to know if there is a type of loan that will allow you to consolidate credit cards, personal loans, and purchase a home at the same time. I am currently a graduate student with student loans as well.

Resolved Question: Has anyone used creative methods (other than getting second jobs) to pay off excessive student loan debt?


I'm specifically looking for answers from people who are currently experiencing trouble paying off student loans due to the complicated process of/restrictions with consolidation, rising interest rates, etc. -- not just abstract, theoretical ideas. Thanks!

Technorati Tags: , , , , , , , , , , , , , , , , , , ]]> Mon, 28 Jan 2008 05:56:23 GMT Voting Question: Can you help me with my student loan payments? http://bestconsolidationstudentloan.com/consolidation-debt-loan-student/voting-can-you-help-me-with-my-student-loan.html Jan 22
Feb 14
April 04

Now I dnt mind paying them back , But the interest rates are way High . I dn't know what was going on , because i don't know how to put this , but I was going thru a rough time during college. I had no friends , no social life and isolated. I was going through depression . Good thing I found out a year ago what had happened to me , So now I am trying to get my life straight starting with my credit/a job/ moving out and finally being debt free and following my intuitions.

The student loan thing doesn't seem to be helping much in my "being free" idea , because I called every one of these corporations ( Citi bank , Sallie Mae , and my federal loan consolidation company )
On average I would have to pay for 15-25 years before all this debt is being paid off. Do you have a similar situation or is mine really unique . I am trying to get a clearer picture because
most of my papers and applications were filled out by my parents_ and brother , which I hated , because they controlled my life , I was clueless of what was going on which now I am trying to get out of..

Voting Question: Can you help me with my student loan payments?


I seem to have 3 payments coming up
Jan 22
Feb 14
April 04

Now I dnt mind paying them back , But the interest rates are way High . I dn't know what was going on , because i don't know how to put this , but I was going thru a rough time during college. I had no friends , no social life and isolated. I was going through depression . Good thing I found out a year ago what had happened to me , So now I am trying to get my life straight starting with my credit/a job/ moving out and finally being debt free and following my intuitions.

The student loan thing doesn't seem to be helping much in my "being free" idea , because I called every one of these corporations ( Citi bank , Sallie Mae , and my federal loan consolidation company )
On average I would have to pay for 15-25 years before all this debt is being paid off. Do you have a similar situation or is mine really unique . I am trying to get a clearer picture because
most of my papers and applications were filled out by my parents_ and brother , which I hated , because they controlled my life , I was clueless of what was going on which now I am trying to get out of..

Technorati Tags: , , , , , , , , , ]]> Mon, 28 Jan 2008 05:56:23 GMT Resolved Question: debt-consolidation loans [student loans]? http://bestconsolidationstudentloan.com/consolidation-debt-loan-student/post-4200051.html Student Loans: approximately 25k
Credit Card : 5,500
Car Loan: 8k

I am about to enter my 3rd year in my first "real job" after college- and i think its time to get ahold of my finances. I am no longer taking loans (obviously) or using my credit card.. and my each religiously monthly.

But.. ive heard about debt consolidation loans and im confused:

1. do they lower your monthly payment?
2. Do they negatively affect your credit?

If someone could explain what they are, if theyd be good for me, pros and cons etc id really appreciate it!

thanks!

Resolved Question: HELP! out of control debt, what should I do?


I am a young single girl who has racked up A LOT of personal debt in the last few years, by basically being an idiot and trying to live a lifestyle I couldn't afford. I have stopped spending on any credit card, and am living on a cash basis completely. I have a good, well paying full time job, and a part time waitressing job, and I am also a college student. I have a car payment, and personal loan, and four credit cards! (two of which I am over 90 days past due on).
I don't want to ruin my credit any more than I already have...but I don't know what to do. I don't make enough money.
Is there any way I could make extra money?
Is one of those credit score ruining consolidation programs really my only hope?
I really wanted to do this on my own...
Please Help!

Resolved Question: Debt consolidation? is it a good idea? how does it work?


im about 22,000 in debt for credit cards and student loans..i wanna get bills in order and stop all those annoying calls and only concern myself with my utilities...if u do know of any good places..please let me know of that particular company

Resolved Question: debt-consolidation loans [student loans]?


i need some info about "debt-consolidation loans". im trying to get a loan and i've heard that these are have low and fixed rate of intrest. but i don't know if they are staffurd loan or not.[federal pays the intrest while im at school?]
btw if anybody know a good student loan let me know, so i can apply...

Technorati Tags: , , , , , , , ]]> Mon, 28 Jan 2008 05:56:23 GMT Voting Question: What happens when you stop paying your credit cards? http://bestconsolidationstudentloan.com/consolidation-debt-loan-student/voting-happens-when-you-stop-paying-your.html

Voting Question: What happens when you stop paying your credit cards?


So I've done some research and I know all of the consequences of walking away from credit card debt. But I am not sure what I should do. I know many people have asked this same question and were told to get credit counseling. I've also looked into that and most places charge a fee which I can't afford to pay. I've also looked into debt consolidation loans, which I am not eligible for. I've even called my credit card companies and asked for a lower interest rate and was denied. I can't afford to get an attorney.

This is my situation. I was young and dumb got a bunch of credit cards. I think I have about $4,500 in credit card debt. I try to pay more then the minimum payment monthly but my interest rates have increased & I cannot afford the monthly payments. I also have student loans & a bank loan that I pay on as well. Those loans are obviously more important then my credit cards.

I pay on these cards and the balance never goes down. I don't even use the cards anymore, it doesn't make a difference.

Any HELPFUL suggestions or advice from personal experience is appreciated.

Technorati Tags: , , , , , , , , , , , ]]> Mon, 28 Jan 2008 05:56:23 GMT Voting Question: can anyone list some excellent sources for consolidation involving student loans and credit card debt? http://bestconsolidationstudentloan.com/consolidation-debt-loan-student/voting-can-anyone-list-some-excellent-sources.html

Resolved Question: debt consolidation with good credit?


my husband and i have a combined debt of 65k with student loans and credit card debt combined. we both have credit scores in the 690's so obviously we do not want to do anything to get it any lower. would debt consolidation hurt us in the long run. if so what are some better options? most of our cards are at low interest rates, but the minimums are HIGH.

Resolved Question: Major Debt- any suggestions or solutions?


Okay, here's the deal- i have major credit debt- including school loans, old credit cards, charged off bank accounts, doctor bills, etc. My debt maybe totals $7,500. I made a deal with my cc to pay $100 a month, but sometimes i'm not even able to do that. My student loans will start being required to be paid in January- but i don't have any kind of degree. I'm stuck in a dead-end job making $10.50 an hour.
Anyone know if the credit consolidations go against your credit or is it really just help with no consequences? I need some serious help- i'm horrible with money..... thanks, but i owe the Library $50 for overdue books and they won't let me take any books out til i pay them... i told you i'm in a mess.... :(

Voting Question: can anyone list some excellent sources for consolidation involving student loans and credit card debt?



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Technorati Tags: , , , , , , , , , , , , , , , , , ]]> Mon, 28 Jan 2008 05:56:23 GMT Resolved Question: Loan consolidation? http://bestconsolidationstudentloan.com/consolidation-debt-loan-student/resolved-loan-consolidation.html.html I'm considering declaring bankruptcy but I don't really understand what that means. I've looked around a little online& found debt consolidation sites & even someone that says you can convince the credit companies/agencies to take $700 for a $1000 debt. Opionions/help plz The buses don't run enough for me to not use my car and I've already cut my phone usage back to nothing but emergencies. Most of my debt is gas (to get around and to go home for holidays) and groceries. I've stopped going out a long time ago because my bills were piling up but I can't seem to catch a break or get any help.My parents said I got myself in this mess and I need to figure it out myself. The thing is, I qualify for the state to pay for my classes, so if they had just said they'd pay even part of my rent I wouldn't have had to get credit cards just to feed myself!
Sorry if that sounds rant-y but that's how i feel. I understand that they just wanted me to learn financial responsibility, but I haven't had any kind of allowance since i was 10 and have been buying toiletries, shampoo, clothing, and lunch/food for school, and school supplies for myself since I was 13. I know it sounds ungrateful, but i just resent it when kids say "its okay my dad/mom pays the bill on this: I have filled out the FAFSA forms every semester since I started college and am always mailed back a letter saying I don't qualify.

I don't have a long enough or good enough credit history to get a student loan without a cosigner I have filled out the FAFSA forms every semester since I started college and am always mailed back a letter saying I don't qualify.

I don't have a long enough or good enough credit history to get a student loan without a cosigner

Resolved Question: Loan consolidation?


I have a lot of loans and credit card debt that I have to pay separately each month. The payments range from $40 a month to $80 a month.

I have the following loans/credit card debt:
- Student Loan A = $2000, $40 payment each month
- Student Loan B = $4000, $0 payment each month
- Car Loan = $3000, $80 payment each month
- Credit Card A = $1100, $60 payment each month (max. = $1500)
- Credit Card B = $650, $60 payment each month (max. = $750)
* It totals about $11000 in total debt I need to pay off.

I want to get a loan for about $12000 somewhere and pay all my loans off immediately and just pay the one payment a month. I'd try to pay this loan off in 6 months, hoping the new job I'm getting pays well enough. I'd also cancel one of the credit cards once they are paid off.

Will this hurt my credit, or will it eventually make it better if I make all my payments on time? Also, is this possible?

Technorati Tags: , , , , ]]> Mon, 28 Jan 2008 05:56:23 GMT Resolved Question: Student loan debt question? http://bestconsolidationstudentloan.com/consolidation-debt-loan-student/resolved-student-loan-debt-question.html

Resolved Question: Mortgage consolidation.?


We have a mortgage for 146,000. Value according to mortage holders is around 205,000. We have a fixed 6.65% rate and have 26 yrs left on mortgage. Current holder could roll all of our debt into home loan and reduce our rate by .25%. Bringing our payment with escrow, insurance, taxes, etc.. from 1460.00 to 1750. Our debt includes 14,000 in student loans, 14000 in credit cards, 15,000 in vechiles as well as 10,000 on HELOC. The question is this almost taps out the entire equity in our home and we would also have a thirty year loan again. Would this be a wise move? Thanks. BTW both of our middle credit scores are mid 720. We make about 110,000 a year.

Resolved Question: Student loan debt question?


I'll be graduating this summer with about $17k in student loan debt. I've accumulated about $3k in savings so far, and I'm hoping to save another $3k for by the time I graduate (I work full time and still live at home).
My question is what's the best way to approach the loan debt? First, none of my loans are consolidated yet. All but one $3500 loan is subsidized. Finally, I'd like to move out of mom's basement sometime in the next six months.
Given that, should I look into consolidation? Should I dump a chunk of my savings into the loans to pay them down quickly? Should I jsut stick with the minimum monthly payments and save my pennies?

Technorati Tags: , , , , , , ]]> Mon, 28 Jan 2008 05:56:23 GMT