Resolved Question: Is it possible to file Chapter 7 or 11 Bankruptcy on Federal Student loans?

I am going to file online for my taxes when i get off of work today. I am a full time student as well as i work full time. I have loans out there, last year i guess some how i was able to collect a majority of money on what they call a "hope credit" which was mostly involved with interest rates on school loans. However; i called citi-bank and they said that i wouldnt be able to do that this year because i did it last year and because i never paid any of the interest back. So i accepted that, but they said they need me to send in some form. What form could they be talking about?
Next issue: I just got back my tax info on1098-T 19,125.00 saise under amounts billed for qulified tuition and related expences. Someone told me that because i have that much in school loans over the year that i will get both federal and state taxes back is this true and is there a cap on how much i can get back? Last time i could only get up to a certain amount.

Resolved Question: Is a private student loan with variable interest rate a bad choice?

Just trying to get some opinions and facts. I know that a fixed rate is much more desired, but it seems that all the banks only offer variable rates on their private loans.I would be getting a $1,500 loan. Do you think this is a bad move on my part? I have a $2,000 loan out through sallie mae as well as federal. I've checked both Chase and Bank of America and they also have variable interest rate that is decided per month.

Voting Question: Should I be getting more back?

My husband and I made 87,000 this year. We both claim 1 on our W4. We deducted our mortgage interest, work related expenses, property taxes, student loan interest. Is there anything I'm missing? We're only getting $160 back from federal and we owe the state $7. Does that seem right?

Resolved Question: Can my federal refund be offset by anything other than student loans or back taxes.?

I e- filed and checked the website for the state today and my refund was taken for a third party debt? I don't have any student loans or back taxes. So the IRS website gives me a date of deposit for my Federal return. Can a third party take that money? I also don't owe any back child support.