Resolved Question: Home Equity Line of Credit vs Refinance?

BadGirl has an idea. What if I dump all of my student loans into a refinance and/or home equity (on property I own, but need to unload), and then I decide to bail on that property. It will take me a good 20 years to pay off my large student loan, but how long will it take to recoup my credit rating if I do this? BadGirl thinks it will take longer to pay off the student loan, than rebuild a bad credit rating (and get rid of the student loan debt for good).
Comments/suggestions? BadGirl was not considering a bankruptcy, just giving the property back to the lender and dealing with the rest. You are right about the fact that I should be smarter, but I actually make about $40K less than I did before I became a teacher, and have more college debt because of it. I was thinking about refinancing with the same shitty company that talked me into the interest only rate to begin with-I thought maybe I could give them some of their "interest" back.

Resolved Question: Can I get an auto loan?

I am an international student on F1 visa. When I applied for a car loan, i got rejected due to the reason that I am not a US citizen or permanant resident. i got the financing from dealer but at a high rate. So do any one know an option so that I can refinance it. I ahev good credit score (750)

Voting Question: Can i refinance my indian education loan in the US?

when i came to the US for a masters degree, i obtained a student loan from an Indian bank. this was a loan secured against my family property. i havent started paying it off yet. i want to know if there is a way i can obtain a loan in the US that pays off the loan in India and frees my assets?